China travel answer · Payments

How should tourists pay in China?

Reviewed 2026-07-12 · Conditions and policies can change

CT
Written & reviewed by China Travel Atlas Editorial Team
China Travel Specialists|Based in Beijing, Xi'an, and Shanghai|Last updated: 2026-07-12

Direct answer

Prepare at least two methods: a mobile-payment wallet linked to an eligible card, plus a backup bank card or cash option. Do not depend on a single app.

What to know

  • Complete identity and card verification before arrival.
  • Tell your bank about travel where required.
  • Keep some renminbi for situations where digital payment fails.

Primary sources to verify

Use the source below to recheck time-sensitive conditions for your exact passport, route or travel date.

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