China travel answer · Payments
Can I use credit cards in China hotels?
Updated 2026-09-16 · Conditions and policies can change
Applies to
International visitors preparing cards, mobile wallets, cash and payment backups.
Editorial status
Published and under review
Last checked 2026-09-16; corrections are applied without unpublishing useful guidance.
Direct answer
International credit cards are usually accepted at major international hotels, but smaller hotels, restaurants, taxis and local shops may not accept them. Set up mobile payments and keep cash backup.
Before you act on this answer
- ✓Test account verification before departure.
- ✓Keep a second payment method in case an app, card or merchant does not work.
What to know
- ●Visa and Mastercard acceptance is strongest at upscale hotels and airports.
- ●Mobile wallets such as Alipay and WeChat Pay are more useful for daily spending.
- ●Tell your bank about travel and check foreign transaction fees before departure.
Primary sources to verify
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